Total Carat Weight

Posted by & filed under Blog.

One other thing before moving to color and clarity: Total carat weight is not the same as carat weight when it comes to loan value. Jewelers always have pieces with a relatively small center diamond such as a third of a carat and with lots of small side diamonds. The total carat weight of the… Read more »

How Color Affects Loan Value

Posted by & filed under Blog.

Let’s go back to the 1.50 carat round diamond I was using as an example. At SI1 clarity, a G color diamond would have a loan value of $5700 (3/27/15 price list, down a little from the last list). A 2 grade drop in the color grade to “I” decreases the loan value to $4560… Read more »

Hull Blog Introduction

Posted by & filed under Blog.

Welcome to the Hull Diamond Blog. I conceive of this as a place to discuss all things diamond. Since I am in the business of lending people money based on the value of their diamond jewelry in secondary markets, this discussion may focus to some extent on the issues that make a diamond more or… Read more »